The truth about term insurance

I had recently gone through a life insurance application with an on-line insurance organization. This process provided me with the requested coverage but on a rated basis for an un-diagnosed condition. I decide after hearing Pierre's ads on the radio that I should call and get a second opinion. Pierre has experience and it shows. He felt that the insurance company's decision for a rated policy was probably based on some incomplete information. He recommended I address this with my physician and do some additional tests before re-applying. A couple of months later, we met again and he encouraged me to now re-apply. His assessment was dead-on. My policy was approved at a standard rate. This is exactly why you want to deal with an experienced advisor like Pierre. I strongly recommend you deal with him for your needs – he can make all the difference. Thanks Pierre.

I already had Critical Illness coverage through the School Board. After hearing Pierre's ads on the radio, I was curious as to how I could get my premiums back if I never claimed. I am so happy I called - Pierre is a real professional. His ability to explain in simple terms an insurance contract was of tremendous value to me. He emphasized the importance of owning my policy, thus guaranteeing that my coverage can't change as time goes by. My decision was informed and made easy. As well, I now have the added security of having all my premiums reimbursed should I never claim. In today's world, you need someone like Pierre working for you - I highly recommend his services.

I was looking for life insurance to cover my mortgage and was happily referred to Pierre from my general insurance broker. Meeting Pierre was a comfortable process. He is extremely knowledgeable and provided much beyond a simple quote. His counsel opened my eyes to Critical Illness coverage and the absence of this protection in my portfolio. I decide to purchase a CI policy as well as the life insurance. The process was seamless and I was happy that his recommendations respected my budget. If you are a looking for a true insurance professional, I would quickly recommend Pierre. I am happy knowing I will be dealing with him for many years to come.

Pierre came highly recommended by my life insurance company. He assessed my situation for life insurance and designed a solution that would eliminate the need to pay premiums once I was retired. He also opened my eyes to the impact of a Critical Illness diagnosis. Being an aviation inspector/pilot, I spend a considerable amount of time in the cockpit assessing other pilots. Pierre was aware that this exposes me to a greater risk of cancer than the guy on the street and strongly advised I get coverage. I was convinced, but knowing I'll get all my premiums back if I don't use it is a great bonus. If you're looking for someone who knows his business and is easy to talk to, stop looking and call Pierre.

My association with Pierre has been an eye-opener. I hadn't heard of Critical Illness coverage before and found it made perfect sense. My wife and I had other insurance, personally and through work, but nothing that does what CI does. We now know that we can better deal with the unexpected because of this protection. I strongly recommend that you Pierre for all your personal insurance needs. I know you'll like his no-pressure style and his considerable knowledge.

Our association with Pierre goes back a long way. Many of our clients are looking for life insurance and Living Benefit solutions and Pierre is our choice. His knowledge and experience are perfectly matched to our general insurance practice. We were not surprised to hear him on the radio and see his television ads – he is the real deal. If you need someone who knows his business, call him and set up a meeting. You'll be impressed by how comfortable it is to discuss insurance with such a quality person.