Your financial goals and future security depend on the strength of a continuous stream of income – imagine being unable to work following an accident or a sickness. How long could you survive without your income? What would happen to you, your family and your financial goals? Appropriate Disability ( Read My Article )
coverage is the key.
A Critical Illness ( English, French ) diagnosis can be a substantial setback. Being diagnosed with a cancer, a heart attack or stroke is likely to bring about major changes in your life. There should be no need to worry about financial issues when you should clearly be focusing on your recovery.
Dealing with the sudden or progressive nature of a Long Term Care need for a family member can be quite a burden. Choosing between staying at home or moving to a Long-Term Care Facility often depends on one's financial means. Wouldn’t you want the freedom to make that important a decision?
What I value the most, is insuring that my clients know that in time of need, the strength of their contracts will come through for them. What I enjoy the most, is introducing my clients to guarantees that can insure that premium dollars are paid back to them… from 62.5% on disability to 100% on Critical Illness protection.
Life Insurance can be as straight-forward as Term insurance. Many realize over time the importance of carrying Permanent (or lifetime) coverage ( Read My Article ). Thus the need to thoroughly review.
Understanding the difference between Disability, Critical Illness and Life Insurance coverage
Beyond the initial areas of specialty, other needs will also be discussed: